Privacy Policy/Terms of Use UNIMOR CAPITAL CORPORATION recognizes that your privacy and protection of your personal information is important to you. This statement of privacy applies to the Unimor web site and governs data collection and usage. By using the Unimor web site you consent to the data practices described in this statement. Collected at Our Web Site Log Files As with most other web sites, we collect and use the data contained in log files. The information in the log files include IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you use to visit our site, (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout the site. Personal Information Unimor collects personally identifiable information, such as your e-mail address, name, home or work address and telephone number. Unimor uses this information to inform you of other products or services available to you from Unimor. If you apply for mortgage or loan on our site you are required to provide certain personally identifiable information necessary to deliver the selected service, including your name, address, phone number, e-mail address, and current employment information. This information is necessary to process your application and to contact you. If you submit an application, you warrant and confirm that the information given in the mortgage application form is true and correct and that you understand that is being used to determine your credit responsibility. You authorize us to collect personal information (including credit, employment and other financially related information) about you, from you and from credit bureaus, credit reporting agencies, financial institutions, references you have provided to us and from persons who may have referred your mortgage/loan business to us, and authorize each such source to provide us with such information. You also understand and acknowledge that the information given in the application form, as well as other information we obtain in relation to your credit history may be disclosed in writing, including by fax, e-mail, or other electronic transmission, to potential lenders, financial intermediary and mortgage insurers, organizations providing technological or other support services required in relation to the application and any other parties with whom you propose to have a financial relationship. You acknowledge that the personal information collected from you and others may be used for the following purposes: (i) to determine your financial situation; (ii) to determine your initial and ongoing eligibility for mortgage/loan services (iii) to administer or service your mortgage/loan; (iv) to arrange for and in connection with the financing of your mortgage/loan business and (v) as otherwise necessary for the provision of mortgage/loan services. You acknowledge that the personal information collected from you and others may be disclosed to the following people for the following purposes: (i) to credit bureaus, credit reporting agencies, mortgage insurers and financial institutions to confirm your financial situation and your initial and ongoing eligibility for mortgage/loan services; (ii) to persons retained to administer or service your mortgage/loan for the purpose of such administration or servicing; (iii) to persons (or their permitted assignees) involved in the financing or securitizing, or facilitation of the financing or securitizing, of our mortgage/loan business for the purpose of their providing or facilitating such financing or securitizing (which may include the administration or servicing of your mortgage/loan by them or their agents); and (iv) to other persons as necessary for the provision of mortgage/loan services to you. You further understand and acknowledge that any potential lender, financial intermediary, or any other of the aforementioned credit granting or loan granting institutions to whom Unimor may submit your information may obtain its own credit report, and you authorize those parties to do so. Security Unimor has taken measures to protect the security of your personal information and data from misuse and unauthorized access or disclosure. We exercise care in providing secure transmission of your information from our company to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your information, we restrict internal access of the stored data to select employees that have been informed of our privacy policies. Terms of Use Terms of Use We provide the unimorcapital.com website, “as is” and “as available” to the user without any warranty or condition, whether expressed, implied or statutory. Furthermore, we disclaim any implied warranties of title merchantability, fitness for any particular purpose, or non-infringement of intellectual property or violation of rights. We do not warrant or make any representation concerning the accuracy, likely results, or reliability of the use of the materials or calculators on this website or otherwise related to such materials or on any site linked to our website. Except as may otherwise be expressly provided by written agreement between us and the user, we will have no tort, contract or any other liability to the user and/or any third party, arising in connection with the use of this internet site, or reliance on any information or services provided at this internet site. Furthermore, we do not endorse the services or products of advertisers, sponsors, or affinity partners that may appear on our website. Product or service information is believed to be correct, but should not be relied on without prior verification. Unimorcapital.com contains links to outside sites through banners, e-mail or other portals, to third-party sites that send their own cookies, collect data and solicit information. We do not control these sites and as such, we do not endorse their products, services or information and are not associated with the operators. In the event of errors or omissions in the information our sole responsibility shall be to use our best efforts to correct, by the issue of a corrected release, any errors or omissions which we or any of our employees, servants or agents may have made, negligently or otherwise, in transmitting copy accurately and which are brought to our attention. Without limiting the generality of the foregoing, in no event shall we or any of our servants, employees or agents be liable in contract, tort or otherwise to any liability, cost or expense of any nature (including, without limitation, direct, indirect, consequential incidental, special and/or punitive damages) which such person may suffer or incur as a result of any such errors and omissions or any delays in transmission or non-transmission. Your Acceptance of These Terms By using this site, or by submitting personal information to us, you signify your agreement to our privacy policy and terms of use. From time to time, we may change or update our privacy policies. It is your responsibility to check back regularly to inform yourself of such changes. Your continued use of the unimorcapital.com site following the posting of such changes to these terms will be deemed as your acceptance of those changes. We reserve the right to change this privacy statement at any time. If we decide to change our privacy policy, we will post those changes to this privacy statement. The statement and policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.