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Loans

A personal loan from UCC Mortgage Co. can give you the money you need and the affordability you’re looking for.

When you qualify for a personal loan, you receive a lump sum of money upfront and pay it back over time in monthly payments.  The interest rate is fixed, which means the monthly payments are more predictable and stay the same over the life of the loan.

Unless you can qualify for a promotional credit card offer, rates on personal loans are typically cheaper than those on a credit card, and the limits on how much you can borrow are usually higher.

The application process is simple and approvals are given in as little as 48 hours.  There are no legal fees or appraisals required.  The loan is open and can be paid off at any time.  Contact one of our mortgage agents for more information.

The current process of qualifying for a loan is archaic and sometimes stressful, but it doesn’t have to be.  We’ve simplified the practice of providing financial resources to people by ensuring a straightforward application with a personal approach that doesn’t involve you having to deal with a lengthy bank appointment.

Being a homeowner has its advantages. If you own your home and are looking to borrow money, our secured personal loans allow you to borrow at a lower rate.

Reasons for obtaining a secured personal loan may include, but are not limited to:
  • Debt consolidation
  • Home improvements
  • Education
  • Household furnishings
  • Mortgage & property tax arrears
  • Wedding expense
  • Purchasing a vehicle
  • Taking a vacation
  • Investments